Members rely on Costco to evaluate the many health insurance options out there and offer only those that deliver the best combination of quality and value.
That’s exactly what we’ve done in selecting these three health insurance plans for individuals, insured by Aetna. We’ve made sure to include a range of coverage and cost options, so you can select a plan that suits your lifestyle and your budget. For greater savings, you get exclusive benefits like lower copays at Costco pharmacies.
Costco Classic 3500 PD
This plan provides robust benefits. They can be a good choice for those who make regular use of health care services, want the security of having premier-level benefits, and prefer a lower annual deductible.
Costco Advantage 6350 PD
This plan delivers an intelligent balance of cost and coverage. For people who visit the doctor less frequently, it provides a mix of quality coverage that’s well suited to a health-conscious lifestyle.
Costco AdvantagePlus 5650 PD
This plan is designed to deliver the protection of solid, fundamental coverage at a mid-level deductible. Except for preventive care services, all covered benefits are subject to the deductible, and after the deductible is met covered medical benefits are paid 90% by Aetna and generic prescriptions are paid in full when filled at Costco pharmacies. They can be paired with a (HSA), which lets you pay for qualified medical expenses with tax-advantaged funds.
* Plan offerings vary by state