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Members rely on Costco to evaluate the many health insurance options out there and offer only those that deliver the best combination of quality and value.

That’s exactly what we’ve done in selecting these three health insurance plans for individuals, insured by Aetna. We’ve made sure to include a range of coverage and cost options, so you can select a plan that suits your lifestyle and your budget. For greater savings, you get exclusive benefits like lower copays at Costco pharmacies.

Costco Classic 3500 PD

This plan provides robust benefits. They can be a good choice for those who make regular use of health care services, want the security of having premier-level benefits, and prefer a lower annual deductible.

Costco Advantage 6350 PD

This plan delivers an intelligent balance of cost and coverage. For people who visit the doctor less frequently, it provides a mix of quality coverage that’s well suited to a health-conscious lifestyle.

Costco AdvantagePlus 5650 PD

This plan is designed to deliver the protection of solid, fundamental coverage at a mid-level deductible. Except for preventive care services, all covered benefits are subject to the deductible, and after the deductible is met covered medical benefits are paid 90% by Aetna and generic prescriptions are paid in full when filled at Costco pharmacies. They can be paired with a (HSA), which lets you pay for qualified medical expenses with tax-advantaged funds.

* Plan offerings vary by state

Plan details and eligibility guidelines vary by state and are subject to change. Call 1-866-286-3155 for plan information for your area.

Costco Personal Health Insurance is the name of the program provided to members of Costco Wholesale through health benefits and health insurance plans underwritten by Aetna Life Insurance Company or, in Florida, by Aetna Health Inc. (Aetna).

In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small-group health plans. Aetna small-group plans are not associated with Costco.

Neither Costco nor its affiliates are the insurer. Costco contracts with insurers to make coverage available to Costco members.

Costco does not make health plan recommendations for individuals. You are strongly encouraged to calculate your needs before choosing a health plan. Health benefits and health insurance plans contain exclusions and limitations.

Health care providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Not all health services are covered. Please see plan documents for complete description of benefits, exclusions, limitations, and conditions of coverage.

Aetna receives rebates from drug manufacturers that may be taken into account in determining Aetna‘s Preferred Drug List. Rebates do not reduce the amount a member pays the pharmacy for covered prescriptions.

Discount programs provide access to discounted prices and are not insured benefits. The member is responsible for the full cost of discounted services.

Information is believed to be accurate as of the production date; however, it is subject to change.